Alt-Doc & Private Loans Residential -

Alt-doc & private loans

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Alternative and private lending can provide flexible solutions when traditional bank lending is not suitable. At MAVV Finance Group, we help structure loans using alternative forms of income verification, such as BAS statements, accountant declarations, or business bank statements, depending on what best suits your situation.

Whether your income structure, employment history, or financial position does not meet standard lending criteria, we work with specialist lenders to deliver solutions that are practical, compliant, and aligned with your goals. Our approach is focused on transparency, risk awareness, and ensuring you have a clear understanding of costs and outcomes before proceeding.

Alt-Doc Loans

Alt-doc loans are designed for clients who may not meet standard income verification requirements but still have strong financial positions. This is common for self-employed individuals, business owners, and contractors with variable income.

At MAVV Finance Group, we help structure alt-doc loans using alternative forms of income verification such as BAS statements, accountant declarations, or business bank statements, depending on what suits your situation best. We assess your full financial position to ensure the loan is appropriate, sustainable, and structured to support future refinancing opportunities when traditional lending becomes available.

Private Lending

Private lending can offer short-term or specialised solutions when speed, flexibility, or unique circumstances are required. These loans are often used for time-sensitive purchases, bridging scenarios, or complex financial situations where traditional lenders are not suitable.

At MAVV Finance Group, we approach private lending with caution and strategy. We ensure you understand the risks, costs, and exit strategy before proceeding, and only recommend private lending when it genuinely supports your broader financial objectives.

Who Alternative & Private Lending Is For

These lending solutions may suit:

• Self-employed clients with non-traditional income structures
• Business owners or contractors who do not meet standard bank criteria
• Clients needing fast approvals or short-term finance
• Property buyers in complex or time-sensitive situations
• Borrowers with a clear exit or refinance strategy

Alternative and private lending is about flexibility with structure, not shortcuts.

Why Choose MAVV?

Strategic lending solutions, backed by experience and clarity.

01. Strategy Before Structure

We assess whether alternative or private lending is genuinely the right solution, focusing on sustainability, risk, and long-term outcomes.

02. Specialist Lender Access

We work with trusted non-bank and private lenders, allowing us to match the right solution to your specific circumstances.

03. Clear, Transparent Advice

We explain costs, risks, and timelines upfront, so you can make informed decisions without pressure or surprises.

04. Exit Planning Built In

Every alternative or private lending solution we recommend includes a clear exit or refinance strategy from the outset.

ALT-DOC & PRIVATE LOANS FAQS

What is an alt-doc home loan?

Alt-doc loans allow income to be verified using alternative financial information rather than traditional payslips or tax returns. We help determine whether this structure suits your circumstances.

Who typically uses alt-doc or private lending?

These loans are commonly used by business owners, self-employed borrowers, or clients with non-standard income structures. We assess your position and explain suitable options.

How are these loans assessed?

Lenders consider overall financial strength, assets, and ability to service the loan using available evidence. We help present your financial position clearly.

Are interest rates different from standard loans?

Rates may differ depending on risk and documentation provided. We explain available options and trade-offs so you can make an informed decision.

When would private lending be considered?

Private funding may be appropriate for complex or time-sensitive situations where traditional lending isn’t suitable. We assess whether it’s the right approach before proceeding

How quickly can specialist lending be arranged?

Timeframes vary depending on the structure, though some specialist options can be arranged more quickly than traditional lending. We outline expected timelines upfront.

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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046