Residential property finance
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Securing the right home loan is one of the most important financial decisions you will make. At MAVV Finance Group, we provide strategic lending advice across a wide range of residential property finance solutions, helping individuals and investors structure loans that support both their immediate needs and long-term financial goals.
Whether you are purchasing refinancing an existing loan, investing in property, or navigating more complex lending scenarios, we work with a broad panel of lenders to find solutions tailored to your situation. Our approach is focused on clarity, structure, and ensuring your loan supports your financial future.
Owner Occupied Home Loans
MAVV Finance Group assists clients with a range of home loan solutions including owner-occupied home loans, first home buyer finance, and refinancing existing loans. We help structure lending that aligns with your financial position, lifestyle goals, and long-term plans while ensuring you have access to competitive lending options.
Construction Loans
When funding a new build, these lending solutions are designed to support property investors and developers. MAVV Finance Group helps structure finance that aligns with your investment strategy, construction timelines, and long-term portfolio growth.
Bridging Loans
Bridging finance can help you purchase a new property before selling your current one, providing flexibility during transitional periods. We structure bridging solutions carefully to ensure clear timelines, manageable repayments, and a defined exit strategy.
Alt-Doc & Private Residential Loans
Alternative and private lending solutions provide flexibility for clients whose financial structures may not fit traditional lending criteria. This is often suitable for self-employed borrowers, business owners, or clients with complex financial situations. MAVV Finance Group works with specialist lenders to structure practical and responsible lending solutions.
SMSF Residential Property Loans
SMSF lending allows trustees to purchase residential investment property within their Self-Managed Super Fund. MAVV Finance Group works alongside your accountant and financial adviser to structure SMSF lending solutions that comply with superannuation regulations while supporting long-term retirement planning.
Why Choose MAVV?
Strategic home lending designed to support your financial future.
01.
Personalised Lending Strategy
We take the time to understand your financial position and long-term goals before recommending lending solutions.
02.
Access to Multiple Lenders
We compare a wide range of lenders to find the right fit for your situation, rather than pushing a one-size-fits-all solution.
03.
Clear, Honest Guidance
No jargon. No pressure. We explain your options clearly so you can make confident, informed decisions.
04.
Support from Start to Settlement
From your initial conversation through to settlement and beyond, we manage the process and stay by your side every step of the way.
RESIDENTIAL LENDING FAQS
How much can i borrow ?
Borrowing capacity is based on your income, expenses, existing debts, and deposit, and the result can vary significantly between lenders. We review your full financial position and compare suitable options to identify the strongest borrowing outcome available.
What deposit do I need to buy a home?
Many buyers purchase with a deposit between 5–20% of the property value, although equity or guarantor support may also be possible. We help you understand what’s realistic and structure the most appropriate approach.
Can you help if my situation is not straight forward?
Many clients have self-employment income, complex financial structures, or unique circumstances that don’t fit standard lending criteria. We take time to understand your position and work through suitable lending pathways.
What documents will I need to apply ?
Most applications require identification, income verification, and details of your financial position. Once we understand your situation, we guide you clearly through what’s needed and why.
Can you help if I have been declined by a bank ?
A decline from one lender does not always mean finance isn’t possible, as different lenders assess applications differently. We review the reasons and assess alternative options where appropriate.
How do you choose the right loan structure?
The right structure depends on your goals, financial position, and future plans. We recommend an approach designed to support your long-term outcome, not just the immediate purchase.
