Commercial Property Loans

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Commercial property lending requires a tailored approach, with careful consideration of cash flow, business structure, and long-term objectives. At MAVV Finance Group, we help business owners and investors secure commercial property finance that supports growth, stability, and strategic expansion.

Whether you are purchasing your own premises, investing in commercial property, or refinancing an existing asset, we structure lending solutions that align with your operational needs and financial goals. Our focus is on sustainability, flexibility, and ensuring your finance supports the success of your business.

Owner-Occupied Commercial Property

Purchasing your own business premises can provide stability, control, and long-term financial benefits. Owner-occupied commercial loans allow businesses to invest in property while reducing reliance on leasing arrangements.

MAVV Finance Group works with business owners to structure loans that support cash flow, tax considerations, and future growth. We assess trading performance, business structure, and industry risk to secure lending solutions that align with both your business operations and long-term plans.

Commercial Investment Property

Commercial property investment offers opportunities for income generation and capital growth, but lending criteria and risk profiles differ significantly from residential property.

We assist investors in securing finance for commercial investment properties by analysing rental income, lease terms, tenant profiles, and asset type. Our approach ensures the loan structure supports serviceability, diversification, and long-term portfolio strategy.

Lease Doc Loans

Lease-doc loans are designed for borrowers who may not meet traditional income verification requirements but have a commercial lease in place that demonstrates consistent income. This type of lending is commonly suited to self-employed clients or business owners operating from leased premises.

At MAVV Finance Group, we help structure lease-doc loans using lease agreements alongside alternative income verification methods such as BAS statements, accountant declarations, or business bank statements. We work with specialist lenders to ensure the loan is appropriate, sustainable, and aligned with your financial position and long-term goals.

Why Choose MAVV?

Commercial lending solutions structured for performance, stability, and growth.

01. Business-Focused Strategy

We assess your business operations, cash flow, and future plans to ensure your loan structure supports sustainable growth.

02. Specialist Commercial Lenders

Commercial lending requires lender expertise. We work with banks and non-bank lenders experienced in commercial property finance.

03. Clear, Commercial Advice

We break down complex lending structures, lease considerations, and risk factors so you can make informed business decisions.

04. End-to-End Support

From initial assessment through approval, settlement, and beyond, we manage the process and stay actively involved.

COMMERCIAL PROPERTY LOANS FAQS

How much deposit is required for commercial property?

Commercial loans typically require a deposit of around 20–35% depending on the property and borrower profile. We assess suitable lending options based on your position.

How are commercial loans assessed?

Assessment focuses on business performance, property risk, and lease income rather than personal income alone. We help present your application clearly.

What loan terms are available?

Commercial loans generally have shorter terms and review periods compared with residential lending. We explain available structures and options.

What documents are required?

Most applications require business financials, tax returns, and lease information. We guide you through the requirements.

Can commercial property be refinanced?

Yes, refinancing may improve loan terms or release equity. We review whether a new structure is appropriate.

Do you only work with major banks?

No, we assess a range of lenders depending on the transaction. We help match you with a suitable funding pathway.

    
 
 
         
   Brea Kool 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mavv Finance worked incredibly quickly and secured us a very competitive interest rate on our mortgage. Nathan was professional and transparent and made the process seamless. I could not recommend Mavv Finance more highly!
  
 
        
   danielle harris 
 
 
 
 Trustindex verifies that the original source of the review is Google. Recently engaged Mavv Finance Group to help us renegotiate our mortgage, coming off our previous agreement. Nathan made the entire process seamless. Mavv Finance Group had easy to use programs to input all information needed, streamlining the process. Communication was extremely efficient, with all of our queries heard, and addressed.
We would highly recommend Mavv Finance Group to anyone searching for assistance in the financial world.
Thank you again Nathan, our family really appreciate all of your help.
  
 
        
   Evan Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nathan from Mavv finance was an absolute pleasure to work with, he was very helpful, everything ran smoothly and promptly I was able to get the car I needed for my business and will be using him in the future as well as recommending to friends and colleagues.
  
 
        
   Robby Barron 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick, responsive and effective at what they do. New car sourced quickly, finance organised and also got me a great deal as well. Highly recommend!
  
 
        
   Renee Hargreaves 
 
 
 
 Trustindex verifies that the original source of the review is Google. This was the easiest process and Nathan was so knowledable. I am very very greatful for his support and assistance for our company. Thank you, I highly reccomend.
  
 
        
   Thea Sullivan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing experience with Nathan from MAVV Finance Group! His expertise, drive and friendly attitude made the whole Finance process as absolute breeze. We could not recommend Nathan more highly.
  
 
        
   Michael Fyfe 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nathan from MAVV Finance was awesome!
He did all the hard work and made the whole finance process very easy.
  
 
        
   KYLEE KENDALL 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Nathan at MAVV Finance Group.  Nathan was referred by our accountant and right from our very first communication he was great.  Very helpful, knowledgeable and made everything from paperwork to settlement very smooth and stress-free.  Would use again 100%!
  
 
        
   Bianca Mitchell 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our business used MAVV Finance to secure a new company car. The process was extremely seamless, Nathan did all the ground work and got an approval for us in no time! Nathan is great to work with, communicates and explains things well, and settled the finance days before the scheduled pick up date, which really took the stress out of things. Highly recommend if you are seeking finance!

Mitchell Marine Constructions
  
 
        
   Daniel Eastwood 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mavv finance group provided a fantastic, seamless experience when I enquired and succeeded in obtaining a personal car loan. The exchanges I had with their employees were friendly, informative and very proactive. I highly recommend them for all finance needs!

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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046