SMSF Commercial

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SMSF commercial property lending allows trustees to purchase business or investment premises within their Self-Managed Super Fund, providing an opportunity to diversify retirement assets through commercial property. At MAVV Finance Group, we structure SMSF commercial loans with a strong focus on compliance, fund sustainability, and long-term retirement strategy.

We work closely with your accountant and financial adviser to ensure the borrowing arrangement meets superannuation legislation requirements while supporting the financial strength of the fund. Every structure is approached with care, clarity, and long-term planning in mind.

SMSF Commercial Investment Property

Purchasing commercial investment property within an SMSF requires careful assessment of tenant quality, lease terms, rental income, and fund liquidity. Lenders apply stricter criteria compared to residential SMSF lending.

We help trustees navigate lender policies, deposit requirements, and documentation processes while ensuring the loan structure aligns with fund cash flow and long-term retirement planning. Our approach balances opportunity with disciplined risk management.

Who SMSF Commercial Lending Is For

SMSF commercial lending may suit:

• Business owners seeking to purchase their own premises through their super fund
• Trustees with established SMSF balances and consistent contribution history
• Investors seeking commercial diversification within their retirement portfolio
• Clients working alongside accountants and financial advisers on structured retirement strategies

SMSF commercial lending is suited to disciplined, long-term planners who understand compliance responsibilities.

Why Choose MAVV?

Strategically structured SMSF commercial lending, built for compliance and long-term retirement growth.

01.

Compliance-Led Structuring

We structure SMSF commercial loans with strict adherence to superannuation and lending regulations.

02.

SMSF & Commercial Lender Access

We work with lenders experienced in both SMSF and commercial property finance, ensuring the structure is correct from the outset.

03.

Long-Term Retirement Focus

We assess fund liquidity, lease stability, and contribution strategies to ensure sustainable retirement outcomes.

04.

Coordinated Collaboration

We work alongside your accountant and financial adviser to align lending decisions with your broader financial plan.

SMSF COMMERCIAL LOANS FAQS

Yes, provided the lease is structured at market rates and meets compliance requirements. We help ensure the structure is appropriate.

SMSF commercial loans generally require a higher deposit than standard commercial lending. We explain the requirements clearly.

Lenders assess fund strength, rental arrangements, and compliance. We coordinate the process with your advisers.

It can allow business owners to build retirement wealth while securing business premises. We help determine if it aligns with your strategy.

Trust documentation, financials, and lease arrangements are typically required. We guide you through the process.

SMSF lending should involve your accountant or financial adviser. We work alongside your existing team.

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Brea Kool
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Mavv Finance worked incredibly quickly and secured us a very competitive interest rate on our mortgage. Nathan was professional and transparent and made the process seamless. I could not recommend Mavv Finance more highly!
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danielle harris
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Recently engaged Mavv Finance Group to help us renegotiate our mortgage, coming off our previous agreement. Nathan made the entire process seamless. Mavv Finance Group had easy to use programs to input all information needed, streamlining the process. Communication was extremely efficient, with all of our queries heard, and addressed. We would highly recommend Mavv Finance Group to anyone searching for assistance in the financial world. Thank you again Nathan, our family really appreciate all of your help.
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Evan Stringer
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Nathan from Mavv finance was an absolute pleasure to work with, he was very helpful, everything ran smoothly and promptly I was able to get the car I needed for my business and will be using him in the future as well as recommending to friends and colleagues.
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Robby Barron
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Quick, responsive and effective at what they do. New car sourced quickly, finance organised and also got me a great deal as well. Highly recommend!
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Renee Hargreaves
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This was the easiest process and Nathan was so knowledable. I am very very greatful for his support and assistance for our company. Thank you, I highly reccomend.
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Thea Sullivan
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Amazing experience with Nathan from MAVV Finance Group! His expertise, drive and friendly attitude made the whole Finance process as absolute breeze. We could not recommend Nathan more highly.
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Michael Fyfe
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Nathan from MAVV Finance was awesome! He did all the hard work and made the whole finance process very easy.
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KYLEE KENDALL
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Highly recommend Nathan at MAVV Finance Group. Nathan was referred by our accountant and right from our very first communication he was great. Very helpful, knowledgeable and made everything from paperwork to settlement very smooth and stress-free. Would use again 100%!
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Bianca Mitchell
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Our business used MAVV Finance to secure a new company car. The process was extremely seamless, Nathan did all the ground work and got an approval for us in no time! Nathan is great to work with, communicates and explains things well, and settled the finance days before the scheduled pick up date, which really took the stress out of things. Highly recommend if you are seeking finance! Mitchell Marine Constructions
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Daniel Eastwood
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Mavv finance group provided a fantastic, seamless experience when I enquired and succeeded in obtaining a personal car loan. The exchanges I had with their employees were friendly, informative and very proactive. I highly recommend them for all finance needs!

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