Commercial Property & Development
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Commercial property and development finance requires a strategic and carefully structured approach. At MAVV Finance Group, we work with business owners, property investors, and developers to secure lending solutions that support commercial acquisitions, property development, and long-term portfolio growth.
With access to a wide panel of banks and specialist commercial lenders, we structure funding solutions tailored to the asset, the project, and your financial objectives. Whether you are purchasing a commercial property, funding a development, investing through an SMSF, or navigating complex income structures, our role is to ensure your finance is aligned with your strategy.
Commercial Property Finance
Commercial property finance allows businesses and investors to acquire or refinance office, retail, industrial, or mixed-use properties. MAVV Finance Group structures lending solutions that align with rental income, lease terms, and asset performance, ensuring the finance supports both cash flow and long-term investment goals.
Development Finance
Development finance supports residential and commercial projects from land acquisition through to construction and completion. These facilities are typically structured with staged drawdowns linked to project milestones. MAVV Finance Group works with developers to structure funding aligned with feasibility studies, presales, construction timelines, and exit strategies.
SMSF Commercial Property Loans
SMSF commercial lending allows trustees to purchase commercial property within their Self-Managed Super Fund, often including business premises leased back to the operating business. MAVV Finance Group assists trustees in structuring compliant lending arrangements that align with superannuation regulations and long-term retirement strategies.
Commercial Alt-Doc Lending
Commercial alt-doc lending provides flexible solutions for business owners or investors who may not meet traditional income verification requirements. Using alternative documentation such as BAS statements or accountant declarations, MAVV Finance Group works with specialist lenders to structure commercial lending solutions suited to complex financial situations.
Why Choose MAVV?
Strategic commercial finance designed for growth, performance, and long-term investment.
01.
Commercial Lending Expertise
We structure finance based on asset performance, business strategy, and project feasibility.
02.
Access to Specialist Lenders
We work with banks, private lenders, and commercial financiers experienced in property and development funding.
03.
Structured Funding Solutions
From commercial acquisitions to development projects, we tailor lending structures to suit each transaction.
04.
Clear Strategic Guidance
We provide practical advice and manage the funding process from initial strategy through to settlement.
COMMERCIAL PROPERTY & DEVELOPMENT LENDING FAQS
What is commercial property finance?
Commercial property finance is a loan used to purchase, refinance, or develop commercial real estate such as office buildings, retail premises, warehouses, or industrial properties. These loans are typically assessed based on the income generated by the property, lease terms, and the borrower’s financial position.
How is commercial lending different from residential lending?
Commercial lending generally involves larger deposits, shorter loan terms, and more detailed assessments of the property and income it generates. Lenders will often consider factors such as tenant quality, lease agreements, and the performance of the asset.
What types of commercial properties can be financed?
Commercial finance can be used for a range of property types including office spaces, retail shops, industrial warehouses, medical suites, mixed-use developments, and commercial investment properties.
What is development finance?
Development finance is used to fund property projects such as residential developments, subdivisions, or commercial builds. These loans are usually structured with staged drawdowns to fund construction as the project progresses.
Can I buy commercial property through my SMSF?
Yes, it is possible to purchase commercial property through a Self-Managed Super Fund using a Limited Recourse Borrowing Arrangement. Many business owners use this structure to purchase premises that their business can lease from the SMSF at market rates.
What is commercial alt-doc lending?
Commercial alt-doc lending is designed for borrowers who may not have traditional income documentation such as full tax returns. Instead, lenders may accept alternative forms of verification such as BAS statements, accountant declarations, or business bank statements.