Commercial Property loans
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Commercial property lending requires a tailored approach, with careful consideration of cash flow, business structure, and long-term objectives. At MAVV Finance Group, we help business owners and investors secure commercial property finance that supports growth, stability, and strategic expansion.
Whether you are purchasing your own premises, investing in commercial property, or refinancing an existing asset, we structure lending solutions that align with your operational needs and financial goals. Our focus is on sustainability, flexibility, and ensuring your finance supports the success of your business.
Owner-Occupied Commercial Property
Purchasing your own business premises can provide stability, control, and long-term financial benefits. Owner-occupied commercial loans allow businesses to invest in property while reducing reliance on leasing arrangements.
MAVV Finance Group works with business owners to structure loans that support cash flow, tax considerations, and future growth. We assess trading performance, business structure, and industry risk to secure lending solutions that align with both your business operations and long-term plans.
Commercial Investment Property
Commercial property investment offers opportunities for income generation and capital growth, but lending criteria and risk profiles differ significantly from residential property.
We assist investors in securing finance for commercial investment properties by analysing rental income, lease terms, tenant profiles, and asset type. Our approach ensures the loan structure supports serviceability, diversification, and long-term portfolio strategy.
Lease Doc Loans
Lease-doc loans are designed for borrowers who may not meet traditional income verification requirements but have a commercial lease in place that demonstrates consistent income. This type of lending is commonly suited to self-employed clients or business owners operating from leased premises.
At MAVV Finance Group, we help structure lease-doc loans using lease agreements alongside alternative income verification methods such as BAS statements, accountant declarations, or business bank statements. We work with specialist lenders to ensure the loan is appropriate, sustainable, and aligned with your financial position and long-term goals.
Why Choose MAVV?
Commercial lending solutions structured for performance, stability, and growth.
01.
Business-Focused Strategy
We assess your business operations, cash flow, and future plans to ensure your loan structure supports sustainable growth.
02.
Specialist Commercial Lenders
Commercial lending requires lender expertise. We work with banks and non-bank lenders experienced in commercial property finance.
03.
Clear, Commercial Advice
We break down complex lending structures, lease considerations, and risk factors so you can make informed business decisions.
04.
End-to-End Support
From initial assessment through approval, settlement, and beyond, we manage the process and stay actively involved.
COMMERCIAL PROPERTY LOANS FAQS
How much deposit is required for commercial property?
Commercial loans typically require a deposit of around 20–35% depending on the property and borrower profile. We assess suitable lending options based on your position.
How are commercial loans assessed?
Assessment focuses on business performance, property risk, and lease income rather than personal income alone. We help present your application clearly.
What loan terms are available?
Commercial loans generally have shorter terms and review periods compared with residential lending. We explain available structures and options.
What documents are required?
Most applications require business financials, tax returns, and lease information. We guide you through the requirements.
Can commercial property be refinanced?
Yes, refinancing may improve loan terms or release equity. We review whether a new structure is appropriate.
Do you only work with major banks?
No, we assess a range of lenders depending on the transaction. We help match you with a suitable funding pathway.
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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046
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