Construction Loans
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At MAVV Finance Group, we help clients structure construction loans with a clear focus on timing, cash flow, and project success. Whether you are building a new home, undertaking a major renovation, or completing an investment build, we assess your full financial position to ensure your loan is structured to support each stage of construction.
We work with a broad panel of lenders to secure competitive options, manage progress payment requirements, and guide you through the construction process from approval through to completion with clarity and confidence.
Construction Loan
Construction lending requires a different approach to standard home loans, with progress payments, tighter lending criteria, and careful cash flow management. MAVV Finance Group guides you through the construction process from approval through to final completion.
We work closely with lenders to ensure your loan is structured correctly for staged payments and timelines, while helping you understand each step of the drawdown process. Our role is to minimise delays, manage complexity, and ensure your construction loan supports a smooth build and a strong financial outcome.
Who is Construction Loan for ?
Construction loans are tailored for builds, with funds released in stages to match your construction timeline. This ensures your project stays funded from start to completion.
• Homeowners building a new property or undertaking a major renovation
• Owner-builders managing their own construction project
• Property investors developing residential builds such as duplexes or townhouses
• Clients purchasing land and building a new home
• Borrowers working with builders on fixed-price or progress payment contracts
Why Choose MAVV?
Strategic lending solutions designed to support growth, cash flow, and long-term wealth.
01.
Strategy Focused, First
We structure construction loans with a long-term view, considering cash flow, scalability, and future borrowing power, not just today’s rate or approval.
02.
Lender Options That Match the Project
Construction lending is not one-size-fits-all. We compare a wide panel of lenders to find solutions that suit your build, timeline, and investment strategy.
03.
Clear Advice Through Complex Lending
From progress payments to rental income assessments, we break down complex lending structures into clear, practical guidance so you can make informed decisions with confidence.
04.
End-to-End Project Support
We manage the process from initial strategy through approvals, progress draws, and settlement, helping reduce delays and keeping your project moving smoothly.
CONSTRUCTION FAQS
How much deposit is required for construction lending?
Construction loans require around 10–20% of the purchase or project value, although existing property equity may sometimes be used. We review your position and explain the options available before proceeding.
Can I use equity instead of a cash deposit?
Equity in an existing property can often be used to help fund a purchase or build, depending on your lending position. We assess your available equity and structure the lending carefully.
How do construction loans work?
Construction funding is typically released in stages as the build progresses, with interest charged only on funds drawn. We help structure the facility to support cash flow throughout the project.
What do lenders assess for construction loans?
Lenders consider your financial position, borrowing capacity, and the feasibility of the project. We present your application clearly and help select suitable lending options.
Can self-employed or complex income borrowers still invest or build?
Yes, although income assessment varies between lenders. We review your financial structure and explore appropriate lending pathways.
Can you help structure lending for long-term property growth?
Loan structure plays an important role in future flexibility and portfolio growth. We help design lending arrangements that support long-term strategy.
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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046
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