SMSF Commercial
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SMSF commercial property lending allows trustees to purchase business or investment premises within their Self-Managed Super Fund, providing an opportunity to diversify retirement assets through commercial property. At MAVV Finance Group, we structure SMSF commercial loans with a strong focus on compliance, fund sustainability, and long-term retirement strategy.
We work closely with your accountant and financial adviser to ensure the borrowing arrangement meets superannuation legislation requirements while supporting the financial strength of the fund. Every structure is approached with care, clarity, and long-term planning in mind.
SMSF Commercial Investment Property
Purchasing commercial investment property within an SMSF requires careful assessment of tenant quality, lease terms, rental income, and fund liquidity. Lenders apply stricter criteria compared to residential SMSF lending.
We help trustees navigate lender policies, deposit requirements, and documentation processes while ensuring the loan structure aligns with fund cash flow and long-term retirement planning. Our approach balances opportunity with disciplined risk management.
Who SMSF Commercial Lending Is For
SMSF commercial lending may suit:
• Business owners seeking to purchase their own premises through their super fund
• Trustees with established SMSF balances and consistent contribution history
• Investors seeking commercial diversification within their retirement portfolio
• Clients working alongside accountants and financial advisers on structured retirement strategies
SMSF commercial lending is suited to disciplined, long-term planners who understand compliance responsibilities.
Why Choose MAVV?
Strategically structured SMSF commercial lending, built for compliance and long-term retirement growth.
01.
Compliance-Led Structuring
We structure SMSF commercial loans with strict adherence to superannuation and lending regulations.
02.
SMSF & Commercial Lender Access
We work with lenders experienced in both SMSF and commercial property finance, ensuring the structure is correct from the outset.
03.
Long-Term Retirement Focus
We assess fund liquidity, lease stability, and contribution strategies to ensure sustainable retirement outcomes.
04.
Coordinated Collaboration
We work alongside your accountant and financial adviser to align lending decisions with your broader financial plan.
SMSF COMMERCIAL LOANS FAQS
Can my business operate from an SMSF-owned property?
Yes, provided the lease is structured at market rates and meets compliance requirements. We help ensure the structure is appropriate.
What deposit is required?
SMSF commercial loans generally require a higher deposit than standard commercial lending. We explain the requirements clearly.
How are SMSF commercial loans assessed?
Lenders assess fund strength, rental arrangements, and compliance. We coordinate the process with your advisers.
What are the benefits of SMSF commercial property?
It can allow business owners to build retirement wealth while securing business premises. We help determine if it aligns with your strategy.
What documentation is required?
Trust documentation, financials, and lease arrangements are typically required. We guide you through the process.
Who should I speak to before applying?
SMSF lending should involve your accountant or financial adviser. We work alongside your existing team.
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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046
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