SMSF Residential
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SMSF lending allows trustees to purchase investment property within their Self-Managed Super Fund, helping build retirement wealth through strategic property acquisition. At MAVV Finance Group, we guide clients through the complexities of SMSF borrowing with a strong focus on compliance, structure, and long-term sustainability.
We work closely with your accountant and financial adviser to ensure the lending structure aligns with superannuation regulations and your broader retirement strategy. Our approach is careful, strategic, and built around protecting your fund while positioning it for growth.
SMSF Property Loans
Purchasing property through your Self-Managed Super Fund requires specialist lending knowledge and strict compliance with superannuation legislation. SMSF loans are structured differently to standard investment loans and must meet limited recourse borrowing arrangement requirements.
MAVV Finance Group assists trustees in navigating lender policies, deposit requirements, and documentation processes. We ensure your loan structure supports fund cash flow, contribution strategies, and long-term retirement planning. Every SMSF loan is approached with diligence and a clear understanding of both risk and opportunity.
SMSF Refinance
If your SMSF property loan is no longer competitive or suitable for your fund’s objectives, refinancing may improve your interest rate, reduce costs, or provide better flexibility.
We assess your existing SMSF loan structure, fund performance, and compliance requirements to determine whether refinancing is appropriate. Our goal is to ensure any changes strengthen the position of your fund without compromising regulatory obligations.
Who SMSF Lending Is For
SMSF lending may suit:
• Trustees seeking to diversify their retirement portfolio with property
• Investors with established SMSF balances and strong contribution history
• Clients working with accountants and financial advisers on long-term retirement strategies
• Trustees comfortable with compliance responsibilities and structured investment planning
SMSF lending is not for short-term gains. It is for disciplined, long-term retirement planning.
Why Choose MAVV?
Carefully structured lending solutions designed to protect and grow your retirement wealth.
01.
Compliance-Focused Approach
We structure SMSF loans with strict adherence to lending and superannuation requirements, working alongside your professional advisers.
02.
Specialist Lender Access
SMSF lending is niche. We work with lenders experienced in SMSF property finance to ensure your loan is structured correctly from the start.
03.
Long-Term Strategy
We assess fund cash flow, contribution plans, and future flexibility to ensure your borrowing supports sustainable retirement growth.
04.
Clear Guidance Through Complexity
SMSF lending involves multiple moving parts. We simplify the process and provide clear, considered advice every step of the way.
SMSF RESIDENTIAL LOANS FAQS
Can my SMSF purchase residential property?
Yes, provided the investment meets superannuation regulations and is structured correctly. We work with your adviser to ensure compliance.
What deposit is typically required?
SMSF loans generally requires a deposit of around 20–30%. We explain the requirements clearly before proceeding.
Can I live in the property?
No, SMSF property must be held solely for retirement investment purposes. We help ensure the structure meets regulatory requirements.
How are SMSF loans assessed?
Lenders assess the strength of the fund, member contributions, and compliance with super rules. We help coordinate the process with relevant professionals.
Who is involved in the process?
SMSF lending typically involves working alongside your accountant or financial adviser. We help manage communication throughout.
How long does approval take?
SMSF lending generally takes longer than standard loans due to additional compliance checks. We guide you through the process step-by-step.
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MAVV PTY LTD ABN 88 673 721 349 trading as MAVV Finance Group
MAVV PTY LTD ACN 673 721 349 is an authorised Credit Representative 558122 of National Finance Connections Pty Ltd ACN 661 296 457 Australia Credit Licence 543046
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